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DUCA Influence Lab: Assisting Canadians Escape the Trap of Overpriced Debt

DUCA Influence Lab: Assisting Canadians Escape the Trap of Overpriced Debt

This post is sponsored by DUCA. All views and viewpoints expressed express my personal.

If there’s one thing We hate, it is organizations whom benefit from individuals who have a problem with their finances. We specially hate organizations who brand themselves as financial solutions organizations when they’re actually just loan sharks attempting to sell loans that are high-interest those who think they will have hardly any other choices. You may also keep in mind my movie out of this summer time once I had been surprised to observe that Money Mart had added “Financial Services” to their signage.

The stark reality is, and even though I’ve never ever been in times where I’ve been refused credit from a old-fashioned loan provider, many individuals are such as for instance brand brand new Canadians and social business owners. Therefore, where do each goes if they have to take a loan out? Where else? Those dodgy cash advance businesses whom could charge up to $15 for borrowing only a $100 for a fortnight (the most price permissible for legal reasons).

This isn’t good enough with all the advancements in financial technology and financial literacy. There are lots of major flaws in the monetary solutions industry that seriously should be addressed.

That’s why I’m teaming up with DUCA Credit Union to advertise their brand new initiative that just launched this month — DUCA Impact Lab. It’s a registered charity which will behave as a hub when it comes to research of approaches to the inequities in today’s system that is financial. Continue reading DUCA Influence Lab: Assisting Canadians Escape the Trap of Overpriced Debt

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In The Usa’s Cash Advance Capital, Innovative Microcredit Helps Break Your Debt Period

In The Usa’s Cash Advance Capital, Innovative Microcredit Helps Break Your Debt Period

To push straight down Ellis Avenue, simply off the interstate, is always to search for a haven of simple cash.

JACKSON, Skip. — Along a four-block drag of junk food bones and strip that is half-empty, the payday lenders are packed in tight. The names on the signs that are fluorescent into the other person: Paycheck Loans, Advance America advance loan, Speedee money, Payroll Advance, money Flash, Cash Depot, Cash Connection, E-Z Check.

Mississippi, the state that is poorest within the country, has more payday loan providers per capita than somewhere else in the us, and individuals here have actually less use of old-fashioned banking institutions compared to virtually any state. Continue reading In The Usa’s Cash Advance Capital, Innovative Microcredit Helps Break Your Debt Period